Payment Policies

 


Privacy Policy

FieldCentral Payments (“we,” “us,” or “our”) is a payments service operated by HindSite Software, Inc. This policy explains how we collect, use, and protect personal information when a customer (“you”) pays a business that uses our platform.


1. Information We Collect

We collect the following categories of information:

a. Payment Information

  • Card number, expiration date, and CVV (processed securely via our payment processor, Forward)

  • Bank account information for ACH/EFT payments

  • Billing address and postal code

We never store full card numbers or CVVs. Forward tokenizes and securely stores this information under PCI-DSS standards.

b. Transaction Information

  • Amounts charged, dates, refund activity

  • Payment method details

  • Customer account identifiers supplied by the business you are paying

c. Contact Information

  • Name

  • Email, phone number (if provided by you or the business)

d. Technical Information

  • IP address

  • Device/browser identifiers

  • Log data for fraud monitoring and security


2. How We Use Your Information

We use your information to:

  • Process payments and refunds

  • Authenticate your payment method

  • Prevent fraud and comply with card-brand and banking rules

  • Provide receipts and payment confirmations

  • Respond to disputes or regulatory requests

  • Support the business you are paying

We do not sell your information.


3. Sharing Your Information

We share information only with:

  • Forward, our payment processor

  • The business you are paying

  • Fraud prevention partners

  • Regulatory, law-enforcement, or card-brand authorities (when required)


4. Data Retention

We retain payment records as required by law, card-brand rules, and financial-compliance obligations (generally 7 years). Tokenized card data is stored by Forward per PCI-DSS requirements.


5. Your Rights

Depending on your location (U.S., Canada, or certain provinces/states), you may have the right to:

  • Access your personal information

  • Request corrections

  • Request deletion (subject to financial-record-keeping laws)

  • Withdraw consent when applicable

Please direct questions concerning this directly to your merchant. 


6. Security

We use or partner with Forward to provide administrative, physical, and technical safeguards, including tokenization, encryption in transit, and secure data centers. Forward is PCI-DSS Level 1 compliant.


7. Children’s Privacy

Our services are not intended for children under 13 (U.S.) or under 14–16 depending on province (Canada). We do not knowingly collect children’s information.


8. International Transfers

Data may be processed in the U.S. or Canada. We rely on contractual protections when cross-border transfer laws require them.


9. Changes to This Policy

We may update this policy from time to time. The latest version will be posted on our website.



Terms of Service

These Terms govern your use of FieldCentral Payments to pay a business that uses our platform (“Merchant”). By submitting a payment, you agree to these Terms.

If you do not agree, do not complete the transaction.


1. Role of FieldCentral Payments

FieldCentral Payments is a payment facilitation service operated by HindSite Software, Inc. We:

  • Process payments on behalf of Merchants

  • Transmit funds to the Merchant

  • Provide Tier 1 support for payment-related questions

  • Do not provide the services or goods being purchased

The Merchant—not FieldCentral—is responsible for the services you receive.


2. Your Authorization

By submitting a payment, you authorize:

  • The charge to your card or bank account

  • Us and Forward (our processor) to verify your payment method

  • Any applicable pre-authorization holds

  • Automatic or recurring payments if you explicitly agree to them during checkout or in an agreement with the Merchant

You represent that you are authorized to use the payment method you provide.


3. Recurring Payments

If you agree to recurring billing:

  • The amount, schedule, and cancellation instructions will be shown by the Merchant.

  • You may cancel by notifying the Merchant directly.

  • Cancellation does not guarantee refund of past charges.


4. Fees

You will not be charged any additional consumer fees unless clearly disclosed and permitted by applicable law.


5. Refunds and Returns

Refunds and returns are governed by the Merchant’s policies.
FieldCentral processes refunds only when instructed by the Merchant.

(FieldCentral’s overarching Refund and Return policies appear below for transparency, but the Merchant controls all approvals.)


6. Disputes

If you believe a charge is incorrect:

  1. Contact the Merchant first.

  2. You may also dispute charges directly with your card issuer or financial institution.

You agree not to misuse chargebacks or disputes.


7. Compliance and Prohibited Use

You may not use FieldCentral Payments for:

  • Illegal transactions

  • High-risk or restricted activities prohibited by card-brand or banking rules

  • Fraudulent or deceptive conduct

We may decline, reverse, or report suspicious transactions.


8. Limitation of Liability

To the fullest extent permitted by law:

  • FieldCentral is not responsible for the quality, timing, or delivery of Merchant services.

  • FieldCentral’s total liability for any claim arising from your payment is limited to the amount of the disputed transaction.

  • We are not liable for consequential or indirect damages.

Some jurisdictions do not allow certain limitations; in those cases, limits apply to the legally allowed extent.


9. Governing Law

For U.S. customers: governed by the laws of the State of Minnesota.
For Canadian customers: governed by the laws of the Province of Ontario and applicable federal laws.


10. Contact

support@hindsitesoftware.com



Refund Policy

This policy explains how refunds are processed when you pay a Merchant through FieldCentral Payments.


1. Merchant-Controlled Refund Decisions

Refund approvals, amounts, and eligibility are determined by the Merchant you are purchasing from.
We do not override Merchant decisions.


2. How Refunds Are Issued

Once the Merchant authorizes a refund:

  • We process the refund to the original payment method

  • Refunds typically appear within:

    • 5–10 business days for card payments

    • 3–7 business days for ACH/EFT payments

  • Processing times depend on your bank or card issuer

We cannot issue refunds to alternative payment methods or in cash.


3. Situations Where Refunds May Be Denied

A Merchant may decline refunds when:

  • Work has already begun or been completed

  • Materials or labor were already purchased

  • The service agreement states the payment is non-refundable

  • The cancellation occurred after a stated deadline

  • You dispute charges without first contacting the Merchant


4. Disputed Transactions

If you believe a charge is unauthorized or incorrect:

  • Contact the Merchant first

  • You may also contact your bank or card issuer

Unauthorized transactions will be investigated promptly.


5. Fraud Prevention

We may delay or refuse a refund if there is evidence of fraud, abuse, or misuse of the payment method.



Return Policy

 

This Return Policy applies only to returns of physical goods purchased from Merchants through FieldCentral Payments. Most customers use FieldCentral to pay for services, but when physical products are involved, these rules apply. These rules are in all cases superseded by the Merchant's policies. 


1. Merchant-Controlled Returns

Returns are governed by the Merchant’s return policy.
FieldCentral does not set return windows, restocking fees, or approval criteria.


2. Return Requirements

Merchants may require that items be:

  • Unused and in original condition

  • Returned within a specific time period

  • Accompanied by proof of purchase

  • Returned to a specific location

You must follow the Merchant’s instructions.


3. Refunds for Returned Goods

If the Merchant approves a return:

  • The Merchant will notify us to issue a refund

  • Refunds are processed back to the original payment method

  • Processing timelines follow our Refund Policy above


4. Non-Returnable Items

Merchants may mark items as final sale or non-returnable (e.g., custom materials, installed items, perishable goods). These rules are set by the Merchant.


5. Disputes

If you cannot resolve a return issue with the Merchant, contact your card issuer for additional options